Motto
Perfecting the heART of Mortgage Management

Welcome to the Right place
Welcome to THEOS Mortgage and Finance, the mortgage brokerage arm of THEOS Business Services Network Inc. (TBSN) and an associate of Art Mortgage Camp Inc. License No.11734.

We are in the business of delighting our clients and lenders. We achieve our objective by acquiring the right mortgage with the right terms for the right borrower from the right lender at the right time.

At THEOS, we believe in doing what is right for all parties involved in the mortgage process.

Whether you are a first time buyer, or seeking to renew or seeking refinancing, give us the opportunity to serve you. We seek to add value to the process by guiding and directing you along the right path to home and property ownership. We do what is right.

Churches and Kingdom Organizations
THEOS Mortgage & Finance are specialists who focus on the task of delighting our clients by providing our client churches, kingdom organizations and businesses with the most suitable financing solution. We understand that each situation is unique and consequently one financing option that best suits one church or organization may not be the best financing option for another

We specialize on the task of securing funds necessary to complete our client Church’s projects. We assist kingdom communities by ensuring that they fully understand the loan and financing options that are available to them. We also ensure that each client has a comprehensive appreciation of the respective costs and benefits.

Home Ownership
The purchase of a home is one of the biggest decisions and most important financial investments an individual can make. It is extremely important that prospective purchasers do due diligence by conducting necessary research and educating themselves on key mortgage terms in order to make an informed decision about what mortgage product is best for them.

Different consumers are at different stages in their lives. They have different mortgage needs and there are many mortgage products to choose from. Lenders could include the traditional banks, credit unions, trust companies, insurance firms, other banks and private lenders. Being faced with a multiplicity of alternatives, the best result will occur when one works with a mortgage professional who can offer sound, professional advice and a mortgage solution that matches one's needs and circumstances. THEOS Mortgage & Finance is such a professional.

Most importantly,if you are thinking about home ownership or are in the midst of purchasing, renewing or refinancing, you need to be comfortable with your mortgage choice. You can be assured that you can be comfortable with THEOS. We perfect the heART of Mortgage Management.

Member of CAAMP
Mr Oswald Providence is one of the principals of TBSN. He is a Mortgage Agent licensed by the Financial Services Commission of Ontario, holding licence# M08007169. He is a charter member of the Canadian Association of Accredited Mortgage Professionals. CAAMP represents over 10,000 members who account for over 90% of Canada’s mortgage activity and are part of the largest network of mortgage professionals in the country.

Choosing a CAAMP member provides you with the added security of knowing you are dealing with a mortgage representative bound by a strict Code of Ethics. Through CAAMP's communication programs, members are kept up-to-date on important industry issues and changes that may affect the way client's business is handled.

Choose THEOS Mortgage & Finance to be your business partner of choice.

Associate of Art Mortgage Camp Inc
Mr Providence is a Mortgage Professional attached to the Art Mortgage Camp Inc with offices located in Toronto Ontario. Mortgage brokerage services are conducted through Art Mortgage Camp Inc. Please refer to the following link for more information on Art Mortgage Camp Inc and all you need to know about the right mortgage product for your situation.

http://www.artmortgagecamp.com/

Mortgage Management - Client relationship
We value our clientele. We treat our clients as if they were our last. A key apect of the mortgage process is knowing the client.

We pride ourselves in knowing our clients so that we can have the opportunity to serve them to the best of our ability by providing the right mortgage with the right terms from the right lender.

Mortgage Management - Prequalification

Mortgage Management - The Right Lender